What is a Super Visa?
A super visa is a one-of-a-kind visitor visa designed by the Canadian government for the parents or relatives of Canadian citizens or permanent residents in Canada. The Super visa is a visa that allows visitors to stay as long as 5 years with the provision of extending it for another 2 years. In contrast, a visitor visa in Canada only permits a visitor to stay for six months. A super visa is valid for up to 10 years.
What is a Canadian Super Visa Insurance?
A super visa is a certain kind of travel insurance policy that covers all the conditions or requirements of getting a super visa and PR requirements. Super visa insurance is crucial for qualifying for the Canadian super visa. You must have a medical insurance policy from a Canadian Insurance provider to be eligible for a Canadian super visa.
Why would you have Super Visa Insurance?
Applicants must be covered under the super visa insurance because Canada does not want its publicly funded healthcare system to bear the medical expenses of the applicants entering Canada with a super visa. The insurance also proves that you have medical insurance to cover all your medical costs if you fall sick or have an accident while visiting Canada.
The minimum coverage required for super visa insurance
The super visa insurance must cover healthcare, hospitalization, and repatriation. The minimum coverage is around CAD$100,000. The visa holder has to provide proof of their super visa insurance to the immigration officers at the time of entry into Canada.
Note that you have to purchase the super visa Insurance from a Canadian insurance company as per the rules.
Requirements to meet for a super visa insurance policy
- The insurance must provide a minimum of CAD$100,000 in coverage
- The policy must include coverage for medical emergencies, and repatriation
- The policy should be valid for a minimum of one year from the day of arrival in Canada
- The insurance policy should be valid and present for checking by an immigration official every time the applicant arrives in Canada.
Cost of super visa insurance
The cost of super visa insurance can fluctuate depending on several variables. The price or premium of a super visa insurance policy is around CAD$100-CAD$200 per month. However, the premium rate can vary on factors like the applicant’s age and health profile. Moreover, the premium cannot be paid in monthly instalments.
Some factors that affect super visa insurance premiums are-
- The amount of coverage
- The medical history of applicants
- The policy length
- The deductible*
*Deductible is the amount paid before your insurance gets reimbursed to your account.
Super visa insurance coverage includes
- Ambulance charges
- Post-medical appointment charges
- Ground, air, or sea ambulance service
- Dental service
- A medical emergency like illness or accident
- Medical equipment such as wheelchairs, slings, crutches, etc.
Bottom Line
If your parent, grandparents, or elderly relatives visit you in Canada, getting super visa insurance is a good idea. Firstly, it offers a security net for elderly visitors visiting Canada on a super visa. And secondly, it is mandatory to hold a super visa. Super visa insurance policies are relatively inexpensive, considering the benefits and easy to get insured. If you are thinking of super visa insurance without any hassle, please get in touch with us and connect to right insurance broker at Focus Insurance.
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